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expectation vs reality ;) Looking forward to try this anyway 😄 sounds really great.

When we eventually ship physical cards, we will make sure they are properly branded 👍

this is wonderful, this completely replaces the need for me to have a fiat bank account now

🌍 nostr:nprofile1qyv8wumn8ghj7er99ec82unsd3jhyetvv9ujucm0d5q3camnwvaz7tmvw4hxx6rzdauzuumpdej8w6trdqhxvctjd5qzqueqr3jfu5ndnm4u4yfkn65wq97phl06jclc9ezyzrkkdakufflddksvvj is building the tools you need to live on bitcoin in Europe! Book flights, buy groceries, and spend BTC anywhere—even if the merchant doesn’t accept it directly. ⚡ Instantly top up your free wavecard® with Lightning, and connect your own Lightning wallet for seamless spending through nostr:nprofile1qyxhwumn8ghj7mn0wvhxcmmvqywhwumn8ghj7mn0wd68yttsw43zuam9d3kx7unyv4ezumn9wsqzqtw3gr9gpkmzhneh047mu6xj922m4fqar8zmf9c60qsy4a6evpg6c2uuxc . ⏫ Earn satsback when using your card with Satsback.com merchants. Pay at 150M+ merchants worldwide and with satsback, get 100% of your fees refunded on your first 5 conversions! Learn more & claim your card: https://satsback.com/store/wavespace-bitcoin-visa-debit-card nostr:nevent1qvzqqqqqqypzqueqr3jfu5ndnm4u4yfkn65wq97phl06jclc9ezyzrkkdakuffldqythwumn8ghj7un9d3shjtnswf5k6ctv9ehx2ap0qyghwumn8ghj7mn0wd68ytnhd9hx2tcpzemhxue69uhhyetvv9ujumn0wd68ytnwv46z7qpq7mdlqgqmdd6zhsthttyup2gs37kp7l842ct7fkxnvpu8fmu6ge8s02r862

Super-awesome... Remember to not exclude the extra 0.5% spread fee. Waiting until you beat my current 1.2% total fee and get down to at least 1.1% total for me to start working exclusively with this card 💪

What card do you use for 1.2% total, if I may ask? Does it also not have any FX fees while travelling?

It's not a bitcoin card, rather I go through different exchanges around the planet at different times. I cant give you an example... nostr:nprofile1qqsza56ed667de7q6mu6uxspetg7gzadqtkeug3plserzcj2nz6vc7qpz4mhxue69uhk2er9dchxummnw3ezumrpdejqzrthwden5te0dehhxtnvdakq0w97ud does a KYC exchange of 1.2%, no extra on the spread. Then I move that for free to one of my Fiat digital wallets that have no FX fees (Wise, wealthsimple, etc). Depending the country I'm in, I use the one that has the currency I need to use there to avoid the currency conversion. Although once you accumulate enough local currenciy, one could avoid those potential conversion costs from one to another to rebalance, but they are all still subject to inflation (and of course, not a good way to preserve your money... For those who are not "all in" yet). Some of the accounts do pay interest which more than offsets the currency conversion costs. I notice you mention that there might be "conversion fees" when paying with the card, are those like FX fees? This is why I want your product to work (and with NWC too already? Rock on!💪). Way more simple to send BTC directly to my digital wallet for spending, rather than having to do various maneuvering, although there is a bonus in keeping things a little bit separate. But every little bit counts (which we can agree) but your Bitcoin Rewards program might offset it enough to make the switch. So a few questions, apart from the one above... What is required to prove that one is a EEA citizens to open an account? I have loads of people I could recommend this card too who aren't as crazy as me in routing money to save a few sats 🙂 Can one transfer fiat (bitcoin to someone else's IBAN/Short code that is wither in EUR or other currency?) Can you easily freeze a card in the app?

That’s a very comprehensive response, thanks! The main idea for our Bitcoin card is that you would be able to hold BTC until the last possible second, and also with self-custody in mind (powered by NWC). Indeed, if you still have fiat, I’d say the rational priority is to spend that over “hard” money. But for those that want to already live on Bitcoin, and allocate their disposable income (which is still on average a rational choice even if you spend it the same month) such solution as wavecard solves the instant liquidation peoblem in all of those cases where merchants do not accept BTC directly. Answers to your questions: 1. Conversion fees refer to BTC -> EUR conversion when paying with the card - that’s 1% for us in revenue. On top of that, the BTC price itself might be up to 0.5% worse than you would get on other exchanges as a mid-market rate. This is the same price we get from our liquidity providers, and we just pass it on at cost. Besides that, there are no other fees, and we do not charge any FX fees. Meaning that you fan freely pay in any fiat currency globally, and will still end up losing max 1.5% from your BTC in self-custody to a burger in your hands. 2. We can accept EEA citizens OR residents. If you apply as a citizen, then you only need an ID and selfie. If you do not have EEA citizenship, then EEA proof of address is accepted instead. 3. Third-party IBAN transfers are not allowed yet, but we’re working on it. 4. Yes, you can easily freeze your card, add limits or control contactless payments specifically. Like a normal VISA card

And thank you for a thorough response! Looks like a great product and looking forward to using it 😃