Lyn, what are your thoughts on Monero?

Is there a market solution for it? There seems to be from my perspective. Privacy is how you can remove counter party from markets, thus reducing risk. Not a guarenteed to be profitable but I think incentives can align where it's mutually beneficial for both parties to selectively reveal things while still having understood contractual agreements. Crytography is offering a way to structure businesses with very auditable but private books.

Privacy gets hammered no matter who’s in charge… HODL your keys, not your trust.

You did and it will always be safe position to take. The modern state is a feature of fiat, not the other way around. (I think you may define fiat more narrowly and commodity money more broadly than I am here. I'd argue for a broader definition that encompasses all lending at interest and seniorage.)