It is not bad that your cost of living should decline rather than increase over time. Unfortunately, it takes from the banker 🏦and gives to the individual 🧑🔧. Therein lies the problem.
Deflation in this sense is good, as it allows prices to fall ⬇️ for those who make sound financial decisions, save, and hold money; sound money.
While taking from those who choose to lever up or hold a debt-laden money. Money that pre-spends its future by pulling it forward into today ⌚