Ooops, this AI-security-apocalypse is getting interested. Another swap service disabled (Satora - ex-Lendasat). We also turned it off. All swaps go through Trocador for now, but you still get advanced QR code parsing and everything (and same prices as retail Trocador, but the user experience of AnyPay).

AnyPay: Pay any sane QR code

- pay any crypto QR code with Lightning, no app needed, just add to homescreen.

Sad to see Boltz.exchange disabled swaps for now, but we understand, the security infocalypse is real. AnyPay switched to Trocador for lightning to on-chain path.

Are you ... 🟡 Bitcoiners who live on Lightning — zaps, DCA into a Lightning wallet, but sometimes need to pay outside the BTC ecosystem 🟡 Freelancers receiving in sats but settling invoices in USDC, USDT, XMR or ETH 🟡 Privacy users who reject the premise that moving your own money requires a government ID 🟡 Anyone at a web3 checkout that doesn't accept Lightning (Coinbase Commerce merchants, Polymarket, etc.) Then add

AnyPay: Pay any sane QR code

to your homescreen and use it when you need it. Pay with your lightning wallet that you already have.

AnyPay allows you to pay any crypto with Lightning. Sometimes it needs a two-hop path, because many swap services have congested channels, so you might get a payment route, but in many cases, you would not be able to pay the invoice. When we do a two-hop payment (first hop being a service specialized in Lightning swaps), there's a key technical detail: the first hop is always a hodl invoice. That means your Lightning payment goes to the swap provider, but it's not final until the swap to the second hop completes. If the swap fails, your sats come back. Otherwise it would be a clusterfuck - there would be a payment stuck in the middle, with a possibility it would end up in some coin along the way that you don't have a wallet for. We make use of the Lightning protocol's built-in atomicity. anypay never holds your funds (in fact, we are just a user interface for other swap services - their terms and conditions apply, you will see which the swap is using after you show a destination, but before you pay). The swap provider never sees your identity. You pay directly from your wallet.

anypay.today does exactly one thing: Paste any crypto address / scan QR code → Get a Lightning invoice → Pay from your wallet (one click) → Done. ETH, XMR, USDC, SOL, LTC, DOGE, ZEC... any supported chain. Your Lightning wallet funds it. The swap happens automatically. You never create an account. You never share an email. You never interact with an exchange. 10 seconds. No KYC.

You're at a checkout. They take "crypto" — but not Bitcoin over Lightning. ETH, USDC, SOL, XMR, USDT... just not Bitcoin that you actually use. So you open an exchange. Log in. Deposit sats. Wait for confirmations. Trade for the right coin. Withdraw. Pay. Or you use swap service, select the right coin, copy the amount and address... 20 minutes. And sometimes full identity trail. There's another way.

AnyPay: Pay any sane QR code

I don't want altcoin balances. Hold Bitcoin, spend via Lightning — that's the model. But some places only accept ETH, SOL, or XMR. The standard answer is: keep a bit of each around. More wallets, more things that can go wrong. anypay.today is a different answer. Hold what you want (Bitcoin). Pay what they need. Financial sovereignty isn't just about which assets you hold. It's also about not having to build a parallel life around altcoin management to participate in the wider crypto world. And wider crypto world is much wider than Bitcoin, when it comes to payment networks.

AnyPay: Pay any sane QR code