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JoeBoonie
jjoeboonie@zaps.lol
npub1te43...qwzc
A GenXer, Louisiana native, who mines fiat as an insurance agent, gamer Dad, amateur photography, and moon enthusiast. I follow back. I love it here! #nostr since 3/13/2024. 🥳 🩶 Dad's story ended 10-27-2025. Grief has inspired a book I started to author in 2026. #humuhumunukunukuāpuaʻa
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JoeBoonie 7 months ago
I know ... it's TikTok... but hear her out. She went deep into the hobbies of #Epstein. Couldn't download the video so I linked it. Potato Administration.
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JoeBoonie 7 months ago
✅ Passed #Louisiana P&C #Insurance Legislation 1. House Bill 148 (Act No. 11) — Effective August 1, 2025 Empowers the Insurance Commissioner to reject rate increases deemed excessive, inadequate, or unfairly discriminatory. Allows ordering refunds or additional premiums depending on findings. Requires prior-policy premium disclosure: the previous premium must be prominently displayed near the renewal premium on policy notices. 2. Insurance & Tort Reform Package — Signed mid‑2025 Multiple auto‑insurance and legal reform acts became law, including: Act 15 (HB 431): Implements modified comparative fault, disqualifying anyone ≥ 51% at fault from recovering damages (effective Jan 1, 2026). Act 18 (HB 450): Repeals the Housely presumption, requiring plaintiffs to prove injuries arose from the accident, instead of relying on prior treatment gaps. Act 85 (HB 438): Bars insurers from including institutional advertising expenses when setting rates (effective Jan 1, 2026). House Bill 434 (“No Pay‑No Play” reform): Uninsured drivers can’t recover the first $100,000 in bodily injury or property damage (effective Aug 1, 2025); also imposes cost‑bearing requirements on small awards. Additional laws include caps on non-economic damages against unauthorized immigrants, new prescriptions for wrongful death claims, and rate‑transparency reporting provisions . 3. Property Insurance Regulation Enhancements A set of reforms aimed at bolstering property insurance transparency and options also passed, including: Stated Value Homeowner’s Policy Act (HB 356): Requires that insurers offer stated-value homeowner’s policies, allowing homeowners to insure based on a mutually agreed declared value rather than strictly market value. Transparency measures and insurer notification requirements were also enacted, including advance notice when insurers plan to exit or expand in areas.
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JoeBoonie 7 months ago
Weekend highlights: Brought Mom and Dad the last 2 stuffed artichokes this weekend as a surprise. They're saving one for this week. Took Dad swimming today with the kids. He enjoyed himself. Back to the grind for me. #touchgrass #humuhumunukunukuāpuaʻa image
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JoeBoonie 7 months ago
GN 🧘‍♂️✨️🌙🕉 Energy doesn't lie. Pay attention to what you feel. image
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JoeBoonie 7 months ago
Reminder to Be Kind, but don't mistake kindness for weakness. image