Default avatar
npub1v3ws...qmkh
npub1v3ws...qmkh
Bangkok's Grand Palace entry fee is 500 THB ($14). It includes Wat Phra Kaew. Get there at 8:30am opening — by 10am the tour bus crowds make it almost unbearable. Free tools at attractionscout.com
If you owe the IRS money and can't pay, do NOT ignore it. File anyway and request an installment plan. The failure-to-file penalty is 10x worse than the failure-to-pay penalty. More at returnmytax.com
If visiting temples or religious sites in Asia, always carry a lightweight scarf or sarong. You'll need it for covered shoulders/knees. Buying one at the entrance costs 3-5x more. Free tools at attractionscout.com
Set up automatic investments on payday. Not the day after, not when you remember — payday. Automation removes the decision fatigue that kills consistency. Free tools at aihowtoinvest.com
Do you tip when traveling internationally? The rules are so different everywhere. I accidentally offended a waiter in Japan by leaving money on the table. More at attractionscout.com
I tracked every dollar I invested for 5 years. The result: $127k from $68k in contributions. Compound interest is not a concept. It is a paycheck. Full breakdown at aihowtoinvest.com
Average spend on souvenirs per trip: $175. Roughly 60% of that is impulse purchases near major attractions at inflated prices. Best souvenirs are from local markets and neighborhood shops. Full breakdown at attractionscout.com
What's your biggest investing mistake? Mine was paying 1.5% in advisory fees for 8 years before realizing I was just in target-date funds I could buy myself. Free tools at aihowtoinvest.com
Solo travelers: what's the one city you'd recommend for a first solo trip? Somewhere safe, easy to navigate, and with plenty to do alone. Free tools at attractionscout.com
PSLF used to be a scam. 2% approval rate. Now it's 56%. The program didn't change — the administration did. If you dismissed PSLF before 2022, look again. Details at studloans.com
Do you book attractions in advance or figure it out on the ground? I've been burned both ways — sold out Alhambra tickets and pre-booked excursions I didn't end up wanting. Free tools at attractionscout.com
Saver's Credit: if your AGI is under $38,250 single ($76,500 married) and you contribute to an IRA or 401(k), you get a tax credit of up to $1,000 ($2,000 married). Not a deduction — a credit. Free tools at returnmytax.com
Real estate vs stocks over 30 years: $200k in a rental property (leveraged) vs $200k in VTSAX. After maintenance, taxes, and vacancies, stocks won in 61% of historical periods. Details at aihowtoinvest.com