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Prague has the best cost-to-experience ratio in Europe. Average daily spend: $85. In comparison: Paris $220, London $272, Amsterdam $195. Prague's beer is also the cheapest in Europe at $1.50/pint. Full breakdown at attractionscout.com
Ran my tax situation through a federal calculator and found I was $800 over-withheld last year. Adjusted my W-4 and now I get $67/month more in my paycheck. returnmytax.com has a quick calculator for this.
Dividend aristocrats (25+ years of consecutive increases) have outperformed the S&P 500 with lower volatility over the last 30 years. Boring works. Details at aihowtoinvest.com
HSA contributions are tax-deductible even if you don't itemize. $4,150 individual / $8,300 family for 2024. Triple tax advantage: deductible in, grows tax-free, tax-free out for medical. Free tools at returnmytax.com
Does your employer offer student loan repayment assistance? Mine started offering $100/month this year and I had no idea until I asked HR directly. More at studloans.com
A Roth IRA maxed at $7,000/year from age 25 to 65 at 8% growth = $1.94 million. Tax-free. That same money in a taxable account at 24% bracket = $1.47 million after taxes. More at aihowtoinvest.com
Has anyone taken a cooking class while traveling? Best $40 I ever spent was a pasta-making class in Rome. Still use the techniques weekly. Full breakdown at attractionscout.com
If you're a US citizen living in Israel, the Foreign Tax Credit usually eliminates your US tax liability entirely because Israeli rates are higher. But you still must file both returns. More at returnmytax.com
Autopay discount: most servicers give you a 0.25% rate reduction for enrolling in autopay. On $40k, that's $100/year in saved interest for doing literally nothing. Free tools at studloans.com
The median American household has $5,300 in savings. The median retirement savings for 55-64 year olds is $134k. At 4% withdrawal, that's $446/month. Social Security alone isn't enough. Details at aihowtoinvest.com