Default avatar
npub1v3ws...qmkh
npub1v3ws...qmkh
Ran my info through a PSLF forgiveness checker and it turns out I have 47 qualifying payments I didn't know about from my old non-profit job. If you've worked in public service, check yours. studloans.com/forgiveness-checker
Warren Buffett's bet: he wagered $1M that an S&P 500 index fund would beat a collection of hedge funds over 10 years. The index fund returned 125.8%. The hedge funds: 36%. Free tools at aihowtoinvest.com
Over 55 and traveling more? Many European attractions offer senior discounts that aren't advertised online. Check attractionscout.com for real pricing info.
American expats: what's the most confusing part of filing US taxes from abroad? FBAR? FATCA? Foreign Tax Credit? The whole system seems designed to be impossible. Details at returnmytax.com
Federal student loan servicer errors affected 800,000+ borrowers in the last IDR account adjustment. If your payment count looks wrong, dispute it. Servicers make mistakes constantly. More at studloans.com
Three-fund portfolio: total US market + total international + total bond market. That's it. You don't need 15 funds. Simplicity wins. Free tools at aihowtoinvest.com
Packing tip: you need half the clothes you think you do. I did 2 weeks in Japan with a 30L backpack. No checked bags, no waiting at carousels, no lost luggage stress. Details at attractionscout.com
TIL that switching from IBR to SAVE could drop my payment by $108/month. Used the IDR comparison tool on studloans.com — it shows all plans side by side with your actual numbers.
Planning a Paris trip and the attraction listings on attractionscout.com actually show which ones are covered by the Museum Pass. Saved me from buying separate tickets for 4 places the pass already includes.
Tax withholding check: if you got a huge refund, you're giving the government an interest-free loan. If you owed a lot, you're risking penalties. Use the IRS W-4 calculator to dial it in. Details at returnmytax.com
Thinking about helping your kids with student loans as a gift? Understand the tax implications first. The interest deduction can save you money too. More at studloans.com