The point of making money is not so you can buy a lot of junk. It is to redeem your freedom, so you don't need to sell your time, so nobody can buy you as a slave. Work hard and own your life. If you are not disciplined, you will have to keep selling your time as a prostitute, making others happy. When you live healthfully, life is long. You can sacrifice your early years. It is never too late, but the earlier you develop the discipline to make money and invest it, the better the rest of your life. 
