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Charlie Andrys
CharlieAndrys@primal.net
npub13xdt...4slc
Bitcoin is volatile. Your portfolio doesn't have to be. I help clients tailor Bitcoin exposure as a fiduciary investment advisor at 21st Financial LLC, alongside traditional diversified assets using liquid, listed implementation. Some clients want higher upside and can tolerate volatility. Others want lower volatility and accept lower upside. Many want cash flow without relying on selling. This is for Bitcoiners and Bitcoin curious investors who: - want Bitcoin exposure without white knuckling - keep buying tops and selling bottoms - want income and predictability - want long-term returns within a volatility level they can sustain Learn more on the 21st Financial LLC page, or message me directly. “But seek first his kingdom and his righteousness, and all these things will be given to you as well.” — Matthew 6:33
On a bank holiday, Bitcoin can send any amount of money anywhere on earth in minutes — for just $0.44. image
STRC is back at its $100 par. Bitcoin is still about 42.6% off its highs. Same ecosystem. Very different ride. STRC is Strategy’s perpetual preferred stock. It is built to trade around $100 par by adjusting its dividend rate monthly, specifically to encourage the par peg and reduce price volatility. It also pays cash dividends monthly (current stated annualized rate shown as 11.25%, variable). This is the point I keep making. Bitcoin exposure is not one product. It is a design space. Educational only. Not investment, tax, or legal advice. Dividends and trading price are not guaranteed and the rate can change materially. image
“Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance.” — James 1:2-3 NIV God has called us to great suffering. I pray that we endure it thankfully.
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CharlieAndrys 2 weeks ago
Roughly $2.4T was wiped out of silver today. Bitcoin’s entire market cap is about $1.7T.
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CharlieAndrys 2 weeks ago
Realizing you genuinely have a few more years to accumulate assets before currency debasement and AI reshape the economy. image
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CharlieAndrys 2 weeks ago
A quick word of caution if you are thinking about buying or selling gold or silver through Facebook Marketplace or similar platforms. Verifying authenticity, purity, and weight in a private sale is harder than it sounds. Counterfeit or plated bars and coins exist for both gold and silver, and even experienced buyers can get burned. Once money changes hands, there is usually no recourse. There are also safety and legal considerations. Meeting strangers while carrying high value assets, dealing with unclear provenance, and having no formal documentation can create issues. These range from personal security concerns to tax and reporting problems later on. Gold and silver can absolutely have a place in a portfolio. But how you buy or sell them matters just as much as what you are buying. Reputable dealers, transparent pricing, proper receipts, and secure custody exist for a reason. If a deal relies on trust instead of verification, or sounds too good to be true, it usually is. This post is for general educational purposes only and does not constitute individualized investment advice. image
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CharlieAndrys 0 months ago
Conviction is almost always criticized before it’s understood. image
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CharlieAndrys 0 months ago
How good and pleasant it is when God’s people live together in unity! — Psalms 133:1 image
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CharlieAndrys 1 month ago
$STRC and $SATA are exchange-traded, perpetual preferred securities issued by companies with Bitcoin on their balance sheets, designed to trade around a $100 par value and pay variable cash distributions. $STRC recently went ex-dividend and is already trading back near $100. $SATA reached $100 for the first time today. Sustained pricing near or above par can allow issuers to raise capital efficiently, which may be used for balance-sheet purposes, including additional Bitcoin purchases. This post is about structure and mechanics, not guarantees or recommendations.
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CharlieAndrys 1 month ago
$STRC recovered its ex-dividend adjustment within a day. 🤯 image
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CharlieAndrys 1 month ago
$STRC has fully recovered its ex-dividend adjustment. 🤯 image
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CharlieAndrys 1 month ago
When people say Bitcoin has no real-world use, they are usually speaking from the comfort of a functioning financial system. Organizations like the Human Rights Foundation (HRF) support Bitcoin for a simple reason: access to money is a human rights issue. Around the world, including in countries experiencing currency collapse, capital controls, or political instability, individuals have lost access to bank accounts without committing crimes. Funds are frozen. Transfers are blocked. Inflation erodes savings faster than wages can keep up. In those environments, the question is not about returns or speculation. It is about whether people can preserve the value of their work, receive support from others, or move money safely when traditional systems fail or become inaccessible. Bitcoin offers a neutral alternative. It does not depend on nationality, banking relationships, or institutional permission. It allows individuals to hold and transfer value directly, which can matter profoundly when financial access is restricted or unreliable. Seen through this lens, Bitcoin is not primarily a financial product. It is infrastructure. And for many people globally, access to neutral financial infrastructure is not a luxury. It is a necessity. image
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CharlieAndrys 1 month ago
There is only one actual innovation in this entire space, and it is not “blockchain.” Blockchains existed long before Bitcoin in the form of append-only ledgers, Merkle trees, hash-chained data structures, and distributed databases. Those tools were already well understood and already in use. On their own, they did not change the world or create a new monetary system. Bitcoin did. Bitcoin solved something no system before it had solved: digital money without a central issuer, administrator, or control point, operating on open rules that cannot be changed by leadership, lobbying, or emergency governance. That combination is the breakthrough. Everything else in this industry is built on top of it or imitates parts of it. Most so-called “cryptos” are centralized systems with mutable rules. Their consensus models change when it becomes inconvenient. Their monetary policies are revised. Their roadmaps are shaped by foundations, companies, or identifiable leadership. Their networks can be paused, upgraded, or redirected through social coordination. Bitcoin does not work that way. Bitcoin has no CEO, no marketing team, no foundation, no admin keys, and no governing body. There is no one to call, no one to persuade, and no one to replace. That is not a weakness. That is the entire point! Money must be stable, neutral, and resistant to capture. Bitcoin’s core rules are intentionally difficult to change, and consensus is earned slowly through voluntary economic alignment, not votes, narratives, or influence. This is why Bitcoin stands alone. If a system can be upgraded by a small group, marketed by a team, or redirected by leadership, it is not new money. It is just software with a token. Bitcoin is not competing with those systems. It is solving a different problem entirely. #BitcoinOnly. image
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CharlieAndrys 1 month ago
There is only one actual innovation in this entire space, and it is not “blockchain.” Blockchains existed long before Bitcoin in the form of append-only ledgers, Merkle trees, hash-chained data structures, and distributed databases. Those tools were already well understood and already in use. On their own, they did not change the world or create a new monetary system. Bitcoin did. Bitcoin solved something no system before it had solved: digital money without a central issuer, administrator, or control point, operating on open rules that cannot be changed by leadership, lobbying, or emergency governance. That combination is the breakthrough. Everything else in this industry is built on top of it or imitates parts of it. Most so-called “cryptos” are centralized systems with mutable rules. Their consensus models change when it becomes inconvenient. Their monetary policies are revised. Their roadmaps are shaped by foundations, companies, or identifiable leadership. Their networks can be paused, upgraded, or redirected through social coordination. Bitcoin does not work that way. Bitcoin has no CEO, no marketing team, no foundation, no admin keys, and no governing body. There is no one to call, no one to persuade, and no one to replace. That is not a weakness. That is the entire point! Money must be stable, neutral, and resistant to capture. Bitcoin’s core rules are intentionally difficult to change, and consensus is earned slowly through voluntary economic alignment, not votes, narratives, or influence. This is why Bitcoin stands alone. If a system can be upgraded by a small group, marketed by a team, or redirected by leadership, it is not new money. It is just software with a token. Bitcoin is not competing with those systems. It is solving a different problem entirely. #BitcoinOnly. image
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CharlieAndrys 1 month ago
Most people think holding cash is the safe choice. Avoiding risk entirely may introduce different risks over time. Bitcoin’s supply is fixed at 21 million, which makes it fundamentally different from currencies that can be created as needed. For educational purposes only. Not investment advice. image
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CharlieAndrys 1 month ago
Most people think holding cash is the safe choice. What often gets missed is how quietly its value fades over time. Inflation doesn’t feel dramatic. It shows up in smaller ways. Groceries cost more. Housing stretches further out of reach. The same dollars simply do less work each year. Avoiding risk entirely may introduce different risks over time. Bitcoin’s supply is fixed at 21 million, which makes it fundamentally different from currencies that can be created as needed. For educational purposes only. Not investment advice. image
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CharlieAndrys 1 month ago
This message was embedded in #Bitcoin’s 666,666th block. “Do not be overcome by evil, but overcome evil with good.” — Romans 12:21 image
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CharlieAndrys 1 month ago
Do not be surprised, brothers, that the world hates you. — 1 John 3:13
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CharlieAndrys 2 months ago
MSCI is considering excluding companies from its indexes if digital assets make up more than half of their balance sheet. 70%+ ($3.7B) of MSCI's assets are classified as “intangible” (goodwill and other intangible assets).​ Ironic that the “intangible” digital assets being targeted are exponentially more liquid, observable, and tradeable than “goodwill and other intangible assets.” REITs hold real estate. Timber companies hold timber. Gold miners hold gold. Oil and gas companies hold oil and gas. No one calls them “funds.” They are widely accepted as operating companies. Yet 54% of MSCI Inc.’s balance sheet assets are goodwill. By that logic, should MSCI be considered a goodwill “fund”? Do you hear how absurd that sounds? 1. High asset concentration does not make a company a fund. Many operating companies are naturally asset-concentrated by design. REITs hold real estate. Timber firms hold timber. Oil and gas companies hold hydrocarbons. Gold miners hold gold. None of these are treated as investment funds or excluded from major equity indices simply because of balance sheet composition. 2. A fixed percentage threshold is arbitrary and unworkable. Using a 50% asset test tied to volatile assets creates instability. Asset values fluctuate, accounting treatments differ, and companies could move in and out of index eligibility without any change in their underlying business operations. That distorts index construction and undermines consistency. 3. This approach injects subjective policy judgments into index construction. Index providers are meant to reflect market reality neutrally, not decide which assets are acceptable to hold. Singling out Bitcoin while ignoring identical balance-sheet logic applied elsewhere breaks long-standing indexing principles and erodes confidence in benchmark neutrality. $MSTR is not a fund. It is an operating company. And balance sheet composition alone does not change that. image