Basel needs to change.
Charlie Andrys
CharlieAndrys@primal.net
npub13xdt...4slc
“But seek first his kingdom and his righteousness, and all these things will be given to you as well.”
— Matthew 6:33
I’m a fiduciary investment advisor focused on integrating Bitcoin into real-world investment strategies. I combine high-level portfolio management with Bitcoin-native knowledge.
You don't need to understand Bitcoin to benefit from it. Most people don't understand how credit card settlement works, how an engine works, or how the power grid works, yet they rely on those systems every day. Bitcoin is similar. You can benefit without having to master the technical details.
At 21st Financial, I work with two types of people:
1. Bitcoin-curious investors
- You might already have an advisor, but they don’t know Bitcoin or the credit built on top of it
- You want a simple allocation built professionally inside a diversified strategy
- You want risk management, proper sizing, and a plan you can stick with
- You want a licensed fiduciary, not an internet guru
2.
AI is about to make almost everything digital free to copy.
Most financial assets’ supplies can be expanded. Equity is issued, sovereign debt grows, currency is created by policy.
Bitcoin’s supply is fixed at 21 million.
Not many investment advisors get that.
Your financial advisor cannot help you with Bitcoin.
Ask your advisor how to set up a 2-of-3 multisig. Tell me how that goes.
Do you seriously think your rotting drywall and lumber are getting more expensive?
Your money is just broken.
I don’t know who needs to hear this, but prices don’t go down when inflation goes down.
Any sufficiently advanced technology is indistinguishable from magic to people who understand neither the math nor the engineering required to make it work.
Bitcoin Price on Mother's Day:
2011: $8
2012: $5
2013: $115
2014: $444
2015: $240
2016: $450
2017: $1,850
2018: $8,440
2019: $7,200
2020: $8,600
2021: $56,700
2022: $28,800
2023: $27,000
2024: $60,800
2025: $104,000
2026: $81,700
No politician will post about all-time-high grocery prices, or rent, or health insurance.
The stock market hits a record and it's a press release. The cost of feeding your family hits a record and it's somebody else's problem.
The currency printing the asset bubble is the same currency printing the grocery bill.
Fiat rewards people who already own.
Your portfolio is up 8%. In what?
The dollar lost about a fifth of its purchasing power in five years. That is the unit you measure with. The yardstick shrinks while you congratulate yourself on the inches.
Bitcoin's pitch is not "buy this and get rich." It is "use this as the yardstick and find out what you actually own."
A fixed-supply unit of account is a different category of asset than the one your statement is denominated in.
I cannot stress enough the importance of owning Bitcoin.
In case you haven’t noticed, we are in a financial repression regime. With sovereign debt at WWII-era levels of GDP, the policy choice narrows to monetizing the deficit instead of defaulting on it. Negative real rates and persistent inflation are how the system services itself.
The 60/40 died years ago. Did anyone notice?
Money requires credit. Gold required it, dollars require it, Bitcoin will require it.
The argument that Bitcoin should never carry a credit market is the argument that Bitcoin should remain a savings asset and never become base layer money. Pick one.
The credit layer is the second floor of monetary infrastructure. Bitcoin’s is being framed right now.
American workers are 400% more productive than they were in 1950.
The average American has less savings, more debt, works more hours, and retires later than they did in 1970.
Somebody kept the difference. It wasn't you.
The money is broken.
AI compresses the cost of producing anything copyable: content, software, education, fiat dollars. The protocol that issues Bitcoin does not produce on demand. In a world flooded with cheap digital output, hard digital scarcity is the asset class.
The FOMC has eight scheduled meetings every year. None of them have ever changed the Bitcoin block reward.
That is the entire job description of sound money. No committee, no vote, and no dual mandate to balance against the next election.
The protocol just runs.
Deficits run 6 to 7 percent of GDP. The marginal buyer of long paper is the domestic banking system, not a foreign central bank.
And boomer advisors still think bonds are conservative…
Half-decade with the one. 🧡
Every advisor still defaulting a retiree into 60/40 with zero BTC is running a hidden concentrated bet. They just do not know they are.
I don’t know who needs to hear this, but $STRC doesn’t compete with cold-storage spot Bitcoin.
$STRC DOES, however, compete with all the traditional credit instruments that exist in the market today.
A four-star told the Senate that Bitcoin is a tool for U.S. power projection. The “magic internet money” frame just became a lagging indicator.
Under Oath
A four-star told the Senate that Bitcoin is a tool for U.S. power projection. The "magic internet money" frame just became a lagging indicator.