"WHAT IS THE HOUSING CRISIS?" "One of the discussed topics within developed countries is the spike in housing prices which very much exceeds the average salary of the individual within that country. In fact it could be said that even those who earn very high salaries aren't even able to afford it. For example in london, there are several houses and several flats that cost around $1 million despite the median salary being around $40000. Meaning various people resort to renting rather than purchasing houses. But what is the reason of this unaffordable prices?" "Prices tend to rise if there is either lack of supply of housing or there is very high demand of housing. It could be said that there is low of supply of housing especially if underutilised lands that are not being used by construction companies. It could be said that with the rise of labour costs especially when the government instructs businesses to give them a certain amount of non-monetary benefits and the government imposes lots of red-tape which impedes the construction company to continue their work as they deal with certain amounts of administration costs. However does this really explain the high prices of housing? Whilst cost of production is high and it does drive up prices the proportion of it being part of the price represents a small proportion even if one were to use the margin based pricing. Yet so many people suggest building more houses in order to reduce prices in an orderly manner within the market without the fear of government intervention." "Contrary, to what some people think, the prices are driven by demand. Now some might be pondering if it was driven more by demand than a lack of supply why is it that prices are still so high that its even unaffordable to many people with six-figures?" "Many people seem to not ponder into is the role of interest rates within the housing market especially when used to purchase expensive assets such as housing. When house sellers figured out that the average person were using loans in buying houses and that the average person planned to pay a large monthly amount, the house-seller realised with the new credit access that the average consumer household has, they were able to spike the housing price much more further over the roof. But it's not only that, many people who have a house tend to value it a lot meaning they are less willing budge when it comes to lowering their price as they see the house as part of their wealth. Another key aspect of the spike of demand of certain houses is the location which is why you see houses that are objectivity of higher quality in rural areas compared to houses in urban areas which is of lower quality. For example houses or even flats cost more than $500000, simply when houses are in the capital cities. And sometimes spikes of rent might happen near train stations as well as landlords understand the value of access to labour mobility."

Possibly a net benefit in the AI bubble that might burst is the investment of analog computers which unlike the digital computers of today which take in values of 0 and 1, analog computers can take in values from a "continuous" set of numbers such as the level of brightness.

One of the drives towards government intervention in the market in a specific point in time is either one of the two opposite assumptions that neither the consumer nor the supplier are economically "rational" which imp or that they are too "rational".

"A post-scarcity economy in which there is apparent abundance of resources or at least how it is presented is not exactly the 'dream' of many if one were to take into consideration the implications of this type of economy. This is apparent in the labour market in which managers receive an abundance of choices in which workers are desparate to chase that one job."

"A highly competitive market might give rise to new innovative ideas or even niche ideas however usually in the long run, profits are easily swept away meaning little to no investment into R&D into key infrastructure and significant technological development. Remember that the introduction of the internet did not come about initially via a competitive market."

Electromagnetic shielding: - HEMP filters - Aluminum foil - Copper foil

Many of the prices or the value of several companies do not actually reflect the production levels of the company. Although there is a asset approach towards valuation of a company many companies prefer to use P/E ratios: Price per share divided by earnings per share, which does not reflect the production levels nor the number of assets a company has.

"Post-scarcity" era has shifted the discussion from big wants and limited resources towards big wants and large amounts of resources.

Recessions has its advantages despite it being overwhelming disadvantageous as inferior products become more popular.

In a "post-scarcity" economy in which the woman is able to obtain the resources that fund her lifestyle via her high-status job, getting married becomes more difficult when having a job and earning money even in a high-status job is seen by the woman as a "minimum requirement".

A marginal forward adjustment in economic productivity i.e. GDP per worker doesn't necessarily mean workers are working harder.

Financialisation is the decoupling of the market from the actual manufacturing in which the finance sector obtains enormous amounts of profit with financial services however this type of financial services used with technology that was obtained via industrialisation and some of the tech economic booms especially the dot com economic boom. Isn't that ironic?

From the austrian economist perpective, state schools distort the labour market.

"Business don't want to deal with admin costs."

"An increase of the number of loans with interest rates especially within markets that sell high-priced assets massively inflate prices as the loosening of credit access massively increases demand towards those products to the extent that the prices become unaffordable for those who wish to purchase the asset with a single cash purchase and they financing the asset as more profitable than a consumer purchasing outright. But also businessmen see loans with interest as something that resembles renting which is something that businessmen very much enjoy in which instead of the transfer of ownership is occuring, the businessman is leasing it out and extracting numerical monetary worldly gains."

"As government pushes more regulation, businesses especially startups no longer become profit-maximisers and they instead become admin-minimisers as businesses are expected to have a solictor and an accountant as they try to fillup the paperwork as part of their legal compliance with the state."

"Whilst muslims understandably want to promote equity-financing over debt-financing, one of the major under-discussed points is that what drives a company towards going public is less about equity-financing and more about debt financing as companies seek to use stocks as collateral."

Does bitcoin deal with invoices?

"Smartphone: Graphene OS." "Social media: Nostr." "Messaging app: Session."

"There is a difference between an idea and the implementation of that idea."