The Content Creator’s Margin Dilemma: Platforms vs. P2P ⚡️
Most creators focus on "How much I make," but the real question is "How much do I actually keep?" especially after the 2026 tax updates.
When a fan sends $100, here is where the money goes:
Option A: Traditional Platforms + Legacy Processors
Platform Cut: 35% to 60%.
Payment Processor (e.g., Paxum): Fixed withdrawal fees + ~3% FX margins.
Business Taxes (France 2026): ~25.6% social contributions on the received amount.
Total Net in pocket: ~$28.00 to $35.00
The "Hidden Tax": You pay social charges on a gross amount that was already cut in half by the platform.
Option B: P2P Video + Lightning Wallet (The Direct Route)
Software (P2P Video): 0% commission (Direct connection via tools like Keet).
Transaction (Lightning): < 1% (Instant settlement via Phoenix).
Business Taxes (France 2026): ~25.6% on the full amount.
Total Net in pocket: ~$72.00
Efficiency: Since there is no platform cut, your 25.6% tax applies to a much larger base, leaving you with double the income for the same work.
The Big Question
Using Peer-to-Peer tools and Lightning wallets isn't just a tech trend—it’s a survival strategy for creators. By cutting out the middleman, you can afford to pay your taxes and still keep twice as much as you would on a platform.
What do you think?
Are creators ready to trade the "safety" of big platforms for the massive margins of P2P?
Do you believe fans will make the effort to use Crypto/Lightning if they know 100% of their support reaches the creator (before taxes)?
Curious to hear your thoughts on the future of creator sovereignty. 👇
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