How US Economy work: 1. Get private loans. 2. Get loans from banks. 3. Get 100x + evaluation from a rating company. 4. Create IPO. 5. Get into SnP500 and NASDAQ so 401k has to buy your stock, because of their rules. 6. Get the government to declares you are "too big to fail" and bails you out. 7. Continue the money vortex points the profits at your bank account and the expenses to the government. And NO this is not neo communism.