DAC8 is the EU's 8th Directive on Administrative Cooperation (2023/2226), mandating crypto-asset service providers (exchanges, wallets, etc.) to report user details and transactions (trades, transfers, holdings) of EU tax residents to combat evasion.
Aligned with OECD's CARF, it covers stablecoins, NFTs, etc. Transposition into national law due Dec 31, 2025; applies from Jan 1, 2026 (data collection starts then; first reports 2027).
Non-EU providers serving EU users must comply/register.
Now, I have 75% in hardwallet wallet, 11% in CEX (concerned by dac8), 9% in Defi,
