Yeah. I don't feel like I'm that far ahead, but I regularly meet IT professionals that still can't explain keypairs or what an LLM is. But a bank... You would think people at a bank should be thinking about security, right? People keep their money there.

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A bank just outsources their security to 1)FDIC and 2) 3rd parties. They literally don't want or need the liability. Someone else will take care of them if they get owned and they can just sue or get compensated.