It's literally just re-usable transactions, sounds like you got skill issues.
The centralized entities are evidence only of the incentive problem, fake L2's just put a new branding on it.
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you are not ready to argue lightning on its merits, much less BIP 300 and BIP 301
>sounds like you got skill issues
no, DIY lightning really is that terrible. if it wasn't, these companies would not exist at all