Interesting. Does @Minibits have a specific policy for what period of time is "long enough for users to swap their ecash notes to new keyset"? i.e. how long should I expect to be able to ignore a wallet without having to worry about my Minibits tokens in that wallet getting rugged?

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I've rotated keys once more then a year ago, old ones are still there inactive (with ecash redeemable). You can count on min 1 year period to swap to new keys.