AML is categorically broken and using a P2P exchange unfortunately doesn't fix that when you need a bank account.
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Perhaps you can open a second/third bank account in another country, you connect these bank accounts to the P2P exchange, and then move the fiat to your main US account from these offshored bank acc?
Worked for a friend of mine (but he is not in the US, wouldn’t know about your specific case)
Best of luck!
hm interesting idea, ty
A 2nd suggestion:
Did you use wasabi (or similar) and then sent the btc directly from these mixed utxo to the exchange?
Because someone told me they analyze max 1 or 2 past movements from the utxo you send from. So if you simply move them around couple of times to other utxo you control yourself maybe they will not be classified as “mixed”
But I’m not sure about this, haven’t had any practical confirmation. Anyone tried this and can confirm or deny?
Unfortunately I agree with you… and this is absolutely frustrating! 😔
WE NEED MORE BITCOIN BUSINESSES SO WE CAN SIMPLY BYPASS THE BANKS
If you need a fiat and cash doesn’t work for you. Aren’t the stables a tool you are looking for?
Sure, let me just quickly convince every single service that I use to accept stablecoins lmao
what about the regulated exchanges that accept lightning? Do they have a cap on how much you can send?
Need a bank account... 
