Signal would be Monero in that example though. It's built in by default and users don't even have to think about it. Manual PGP over texts would be coinjoining or using lightning privately You're right a lot of people don't care maybe even most. But there is a subsection that care but can't get over the technical hurdles (or can but still shoot themself in the foot by making mistakes that wouldn't otherwise be possible to make) All government has to do is threaten you or your family legally or physically. I'm sure most would give up their coin if they were facing down decades behind bars or worse.