I posed the question at https://stacker.news/items/1272818 a few days ago, and was recommended Lightning Pay. Then I saw you shilling surveillance in the name of self custody just by accident; some account re-posted your shill. When realizing you were associated with Lightning Pay I had to ask whether had some pros and cons scribbled down.
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"shilling surveillance" not what I was doing.
I think you're sacrificing the good at the expense of the perfect.
Most lightning users are likely using a custodial service or a side chain.
Phoenix is better than both of those options