To the recent @Marty Bent newsletter, I was harrassed by local bank into going in to a branch to confirm legal requirements. I have under 100€ in the account. They asked me a question and the teller ticked the box...nothing changed in 4 years. They are clowns, clueless and dumb box tickers. Play their game is easy when you have no stake in their stupidity. The worst case is they sanction your account. Ooooh.