Just sorting things out. You previously said these moves are "POSSIBLE" for "EVERYONE", in an attempt to trot out a Grand Unified Theory of Financial Independence and Heaped Blame Upon Those With Childcare. Of course that was a ridiculously broad claim and couldn't possibly apply to everyone. But it takes going to extremes to get you to admit it. You could have just said so in your first reply to me.

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Sure, I wasn’t exactly precise. There are always some level of exception. But my point is that what most people call an exception is usually an excuse. I find it very annoying when people like you feel that every single statement has to be globally true or else it can’t be said. The spirit of what I said remains what I mean - 99% of people can achieve this. If you need to trot out cancer patients to win the argument, then great job. But I think you know what I meant.