Wut? You literally explained the incentive in the first point.
Bitcoin only solves the money problem. We have other problems besides being able to save and transact, obviously. The reflexive hate for using these technologies to improve user experience in a variety of circumstances outside of money is retarded.
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I meant incentive to act as a miner, obviously, as otherwise there would not be decantralization and it would be just better to run a database. Whose shares/house/tickets/gold/whatever would the miner get as mining reward?
AFAIK, there's no solution to the oracle problem without a trusted third party. I'm happy to change my mind with evidence to the contrary.