Gemini response to exact same question:
This is a profound, philosophical question. If an omniscient and benevolent God were to design an ideal money for humanity, it would likely be one that supports human flourishing, reduces conflict, and aligns with virtues like justice and generosity.
The form might not be a physical object (like gold or paper) but rather an immaterial, universal unit of value anchored to the real-world creation of value, perhaps as a completely transparent and unalterable ledger.
Here are the possible properties such a money might possess:
Core Properties (Technical/Economic)
1.Absolute Scarcity and Non-Counterfeitability: The total supply would be finite and verifiably fixed, preventing inflation that devalues honest labor and savings. It would be impossible to create it out of thin air or duplicate a unit.
* Goal: Preserve the value of work and planning.
2. Immutability and Transparency: Every transaction would be recorded instantly and permanently on a universally accessible ledger. The rules of the system would be unchangeable by any single entity.
* Goal: Eliminate fraud and ensure total accountability and trust.
3. Perfect Divisibility and Portability: It would be instantly transferable across any distance with zero friction and divisible into infinitesimal amounts to facilitate all types of transactions.
* Goal: Maximize efficiency and inclusivity in trade.
4. Stable Unit of Account: Its value would be inherently stable, perhaps tied mathematically to a basket of essential human needs or to the aggregate human effort required to produce real goods, rather than being subject to arbitrary human policy or speculation.
* Goal: Provide a true, unbiased measure for long-term planning and fair pricing.
Ethical and Human-Centric Properties
5. Intrinsic Link to Productivity (Value Creation): The only way to acquire it would be through generating real, tangible, or beneficial value for others (i.e., labor, innovation, or useful service). It could not be primarily gained through parasitic rent-seeking or excessive leverage.
* Goal: Reward genuine contribution and discourage speculation and exploitation.
6.Disincentive for Hoarding/Encouragement of Circulation (Demurrage): The money might slightly and predictably decay in value over a long period if not used (a concept known as demurrage). This gentle "carrying cost" would encourage its quick and efficient use in trade and investment rather than sitting idle, thus benefiting the whole community.
* Goal: Promote continuous economic activity and shared prosperity.
7. No Mechanism for Usury (Interest on Currency Creation): It would be created in a just manner, precluding the possibility of a central authority charging interest on the base money supply, thus eliminating systemic debt as a foundation for the economic system.
* Goal: Prevent the systemic transfer of wealth from producers to financial gatekeepers.
8. Automatic Provision for the Common Good: A small, predetermined fraction of every newly created unit (or the demurrage decay) could be automatically and transparently allocated to a universal fund for essential public goods (e.g., healthcare, education, environmental restoration).
* Goal: Ensure a baseline of care and stewardship for all of humanity.
In summary, an ideal money from a divine perspective would likely be a transparent, stable, non-exploitative, and non-hoardable universal ledger of value and effort designed to serve as a fair tool for trade, rather than a master or a mechanism for unearned control.
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