Well look, i heavily researched BTC and there’s the potential for it to be monopolized, also the digital ID can simply lock us out of using any BTC. I’m just forgetful and I don’t remember the details, but I learned BTC inside and out a while back.
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I hope you keep going. Still risks of course. A lot of people here say that there are no perfect solutions, just tradeoffs.
I do think you'd find some information that would relieve some of those concerns if you keep digging.