It’s not for savings or even large amounts It’s for small payments Being more private And more reliable Or in the case of no internet Or onboarding new users to lightning ⚡️ that don’t wanna pay to open a channel… I’d never have a large ecash balance cuz u can get rugged The same way growing up you wouldn’t want a ton of cash in your wallet because it could get lost or stolen.. Just enough to go out to eat and spending money. Everything else ya on chain or at least self custody lightning ⚡️

In the example of 21 million bitcoin… ya obviously u wouldn’t be able to redeem…. But that’s not the point It’s for small payments Fast and free like lightning It’s definitely a better custodian Self custody is better but jb55 is in denial or has no clue… idk which