When he tried to start a bank, what commercial motives did he have for this? He must have known the system by then and was trying to join it knowing full well the exploitation that goes on, and the back room dealing. If he was trying to join them, how much of this all could be of spite that he just wasn’t allowed in the club?

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No he didn’t know it by then. He still believed he could change it from within. That’s why politics. That’s why bank. He said it in other interviews.