Agreed although most payments are layer 2 which is why non custodian wallets like nostr:npub1xnf02f60r9v0e5kty33a404dm79zr7z2eepyrk5gsq3m7pwvsz2sazlpr5 have the right idea
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Love what nostr:npub1xnf02f60r9v0e5kty33a404dm79zr7z2eepyrk5gsq3m7pwvsz2sazlpr5 and those other wallets are doing to simplify channel management! But won’t it still result in small UTXO set when user wants to move the funds to layer 1 and they close the channels? What’s the solution for using layer 2 noncustodial but merging to large utxo set when ready for layer 1?