Yeah agree on timing and going all in being high risk.
But what do you mean pre and post puberty? I’ve heard people say that kind of thing about it for 12 years..
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Just means time of crazy growth is over. Bitcoin is now a known quantity among every group with the money to buy it (and thus affect it's relative value), including now institutional investors, sovereign wealth funds and the like. This 'becoming of a known quantity' has happened over the past three years.
Other words, most of the human brains that control enough money to affect Bitcoin's value have formed hardened opinions about where it can go.
Money isn't real, don't forget. The operating system for all money is the human brain, and specifically the human imagination. Bitcoin, the dollar, USDT, Sol, these are all just apps that runs on that same OS.