It's really a matter of how much BTC you entrust to it vs. the convenience it brings. Right now, for me, that's not much, but it is a very slick product and has an UX suited or non-technical people. I expect that will change in the future.
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Yeah I can see myself maybe using this as a checking account like I’m currently using nunchuk for. But with nunchuk I have the ability to use any additional signing device, like a coldcard for verifying balances on screen. nunchuk doesn’t have as nice ux but its a lot more flexible. Since im a hww nerd I like the additional flexibility, and hope I can use bitkey in nunchuk one day.