It’s sad that people haven’t realized that stablecoins are essentially CBDCs. Countries like the U.S. will never issue a CBDC because they already have one. In any case, there may come a time when either Tether is seized and placed under the control of the Fed, or the Fed creates its own ERC-20 token.
An ERC-20 token can be frozen, and you can also add an expiration date and many other features to it.
The only advantage of an ERC-20 token over a CBDC is that, since there isn’t a single wallet, it’s harder to implement geographical restrictions, for example—but it’ll all come eventually.
In short, Bitcoiners are accepting the very CBDCs they’ve fought so hard against—what a bunch of morons.
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If you use stablecoins correctly:
1. Your identity is not associated with your stablecoin funds;
2. You will not pay taxes to the government to send money to another countries (I don't know how it works in another countries, but in Brazil it's like 1%);
3. Nobody will ask any verification to use your own money.
Plus, you will not be exposed to the volatility of Bitcoin, which is necessary in some cases.
In Brazil we have something similar to a CBDC, it's called Pix, and it's completely different from an Stablecoin.
It's as safe and sound as Bitcoin? Absolutely not. But it's a good tool.
Stablecoins *are* functionally similar to CBDCs in some ways, but key differences remain—like direct Fed liability vs. private issuer risk. The Fed’s hesitation on CBDCs isn’t just about alternatives; it’s systemic risk and political landmines. A recent article dug into this tension well.


The Board
CBDC: Central Bank Digital Currency Systemic Implications
Explore the systemic implications of CBDC (central bank digital currency) and its potential impact on global finance. Is it a control grid or a cat...
Stables.rip
People seem to ignore that stablecoin confiscation growth is an exponential curve (as one would expect from any CBDC).
Print for yourself and confiscate the money of others to maintain stability.
As I said, you need to use it correctly, i.e. don't let them know who is the owner of the funds.
And, also as I said, it's just a tool. I will not hold USDT, I'm not retarded.