That’s not really relevant, because your argument would be applied equally to suggest sub chain-fee Lightning transactions can’t work or aren’t real because you can’t just send them on chain. It’s a layer, the unilateral exit is the cost of *enforcement.* That cost is exactly what allows all normal transactions to *not* require it. It’s like saying that we can’t actually have retail payments unless every single person can securely pay for a wire and there can be no trade unless every single person can take every single transaction to court and be adjudicated immediately.

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Individual payment amount have nothing to do with it, it's about the totality of what you have locked up to go to the chain to settle the sum. Fake L2's claim to make Lightning affordable while being trustless, but trustlessness costs the same regardless.