Now commercial banks create loans and therefore currency. Central bank wants to remove the middleman (banks) so to say. They don't like competition in defrauding.

She's speaking in the context of money ownership. What she means by digital euro is central bank issued money - that is a payment token that YOU hold and YOU pass it to whomever you like, just like you do with a physical coin or bank note. When you use a debit card or send a bank transfer, you use bank/issuer/processor money in a complex chain of proxies, each of which charges commission and can - in the worst case - stop the transfer. Both are technically digital, but it's different money from ownership perspective.