In this case, you can spend your wealth without selling it or leveraging it. This isn't RE or stonks!

If you borrow dollars to buy & eat food, and you **don't** use the resulting metabolic energy to produce a repayment, the contract fails. If strike decides they're done, the contract fails. People borrow dollars for far less productive reasons than gaining metabolic energy. It's risky, plain & simple. Work hard enough for your household & stack sats. No banks & no contracts necessary, aside from your employer/customers.