Err no. It is also potentially programmable which means they can control what you spend it on or even make it worthless if you don’t spend it when required. CBDC.
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But they can do it now too. They don't need CBDC to do it. That's the thing. Not a single CBDC scenario that can not be implemented TODAY if they really wanted.
Theyd need to outlaw cash first as you could withdraw it from the bank and then adapt legislation to more intricatly control the banks too. Implementing CBDC is the more streamlined approach.