If you are OK with being KYC'd for everything you do and believe that the information they collect will never be used against you, then you are right.
This is not about "tech", but about sovereignty. Yes, I grant you that saving is the first step, but its high time to start thinking about dropping fiat altogether. A day may come where you are not able to choose anymore.
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Granted, sovereignty is the end goal, but if we take the savings route, we solve problems that bring powerful players to our side. If we fight AML/KYC head on we become a target. Love them or hate them, Bitcoin is stronger with BlackRock and Fidelity onboard (as opposed to outside slinging rocks at us). Bitcoin is an infinite life raft. It grows to accommodate everyone who agrees to the rules and climbs in. The more people in the life raft, the less people are outside dragging us down. As sound money takes over the world, the burocracia that threatens us with KYC/AML looses the ability to dilute us with printing and will eventually need Bitcoin themselves. Their only option will be direct taxation and citizens will once again have influence over the rules we will accept from them. That is how we beat KYC/AML. Not by sneaking around the rules and making the life raft a target but by outlasting the sinking ship and becoming the only viable option. Once they’re on the raft, we all follow the same rules.