so, it's like taking out a mortgage you don't think that eventually lenders are going to factor this in and offer rates that still see them do better than their baseline premium? if i get a lone backed by bitcoin capital, and the bitcoin winds up being worth less than the interest i paid, i'm losing. i would have been better off keeping the bitcoin and running a lightning node to spend it frugally on business expenses than this nonsense. and if the purchases were feeding a profitable business, it has to do better than bitcoin's price appreciation or i'm not really benefiting. most businesses mainly need a steady cashflow and if you already held your bitcoin for a long enough time to see it fighting inflation already it is already sufficient as a means to do big capex. the only context that bitcoin as collateral for a loan works is about 2 year time window, if it's 3-4 years or more between acquiring and spending it, you are not better off. which makes it a very high time preference choice to get a loan on it. unless you held it for long enough to get to the next level of the stairsteps of the price curve it's not a good asset for loans, and if you did, you don't need loans.