A clear incentive for plebs to run nodes (besides added privacy) is lacking. We are seeing the repercussions of this now:
-governments run malicious nodes to track monero users (not enough good guys running their node)
-malware disguised as updates of node software
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The most recent update of Monero that partially mitigates malicious nodes.
However, yes everyone should run their own node(s).
https://www.getmonero.org/2025/10/08/monero-0.18.4.3-released.html