Try not to miss label confuse by opinions here @Tuvok I get what you are saying. But if the sats are in her wallet they are not gone. Yes, it is custodial. They are managed by a company so there is risk. But they are NOT lost.

No. I get what he is saying. Isn't that where the saying "not your keys not your coins" or something comes from? I think my brain is just turning on about the custodial aspect, I am just waking up and drinking my coffee.