Don't overthink this, there is no incentive for people to do this. If I get zapped I will ignore it, treat my npub like a burn address. If, in the unlikely event I get enough spendable utxos, I'll do a coinjoin or send to a non kyc burner address.
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Yep, that's the way to do it. Because in the end, anyone can lock any coin to your nsec from anywhere. You can't do anything about it.