A mnemonic seed phrase without a pass phrase would mean its game over if an evil maid finds a seed QR or stamped metal back up. I teach noobs to use a passphrase and keep multiple copies, then hide their seed diligently and securely. @Jameson Lopp surely even device PINs need to be stored effectively?
Jameson Lopp's avatar Jameson Lopp
I've seen too many stories like this that end tragically. It's why I don't recommend passphrases: they result in a brittle 2-of-2 key architecture. image
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Like everything else in Bitcoin you need to understand what you're doing, obviously this guy didn't. Passphrases are a great tool - just use your imagination and commonsense, think through every possibility of losing it and protect against that without overcomplicating the process.
Having the seed phrase laying around is a bad idea unless your passphrase is at least 128 bits secure. The evil maid can steal the phrase and take her time bruteforcing the wallet.