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The 'time value of money', becoming more valuable in the future than the present, will make spenders more frugal forcing businesses to provide more valuable products and higher quality services. Imagine how much better the marketplace will be when planned obsolescence isn't rewarded because people won't part with their sats as easily. Every expenditure, no matter the form factor of the exchange, has an opportunity cost in sats forgone. Imagine how much business efficiency will improve when charge back risk, bankers' hours, and %-based fees are removed from the equation.