Thread - Nostr Hypermedia

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Generated: 21:53:12

My mortgage lender is currently estimating that if I refinanced my house I’d get $30k cash. I suspect rates are going to plummet next year in dollar terms but I’m not so sure in bitcoin terms. Advice? nostr:nprofile1qqs27tmg9agj3xv993n9flcxt2jqtfqazh3trjmvj9e3yds9w38sdespzfmhxue69uhk7enxvd5xz6tw9ec82cspypmhxue69uhhyetvv9ujuargv4hhyctwvajhq6tvd3shqupwvdhk62uye65 you’re good at this stuff what do you think?😂 #asknostr

2025-10-15 18:05:08 from 1 relay(s) 1 replies ↓

Replies (2)

Jose Sammut npub1yj69...vhk7

Rates are rates? Wdym relative to? Is the new rate higher or lower than what you're currently on? If you think Bitcoin is going down, keep the cash in a HYSA till you're comfortable buying or DCA. What closing costs are you facing? Will it be prohibitive to refinance again when rates are lower? Couldn't you do a HELOC now, and refinance later? From my POV, you're not making a lot of sense, hence the questions.

2025-10-15 18:27:42 from 1 relay(s) ↑ Parent 1 replies ↓ Reply

Idahodl npub10mcm...2cpr

By “relative to” I meant if mortgage rates go down 1% by next year but bitcoin rises 100% I’m better off refinancing now. The new rate is lower than my current one. I’ll be honest I have no idea how HELOC’s work so that might be the best option idk.

2025-10-15 18:38:51 from 1 relay(s) ↑ Parent Reply