I think actually taking credit creation away from individuals means that money will serve productive humans better and therefore productive humans will prosper more. There can now be a money dividend where, for example, I made a knife ten years ago and earned X. Now I’m older I need someone to make me a knife it should cost x/2 or something because the tech or process has improved. (New tech won’t be bought and owned by whomever banks create credit for) Also, having to work and being a slave aren’t the same, right?