Well, they own most of the residential real-estate, but a lot of us are living in it with them and/or inheriting it, and there are plenty of families where everyone is being fed off of Grandma's pension. It's just a gigantic demographic overhang. Nobody wants to build lots of houses, to bring down prices, as they know that the population will shrink dramatically, afterward, and then they're stuck with a bunch of empty houses. It'll turn around, really fast, and then everything will be differently weird.