> monero doesn’t need a layer 2
I am going to assume you mean this only in the context of privacy? The only reason monero and many other L1s can claim to “not need a layer 2” is because they haven’t had to scale and decide about the trade off between size and throughput. As far as I know monero doesn’t solve this and so it would eventually need an L2 anyway
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this is true.
monero txs are larger than Bitcoin and if it started doing 5-10x the tx it would need a L2.
payment channels are a possibility.
Yes, I meant that in the context of privacy. Monero has protocol-level privacy.