I agree on principle but given that this is an Alby Hub instance run by Yakihonne with no incentive to rug anyone, it’s a great way for a new user to bootstrap until they can upgrade to a fully self custodial NWC wallet.
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You can’t say “no incentives to rug”. There is always such incentive until you hodl your own key! It’s easy to set up @ZEUS or Phoenix wallet nowadays and receive/zap from there.