It's not something that can be planned. You aren't ruffling feathers because you are asking a tough question that no one wants to consider, you are asking a question that just kinda demonstrates ignorance about how markets work. You have to figure out what you are willing to accept for your work & spend on the things you need based on whatever reference points you have, fiat price of bitcoin & what others are charging & what your costs might be. Translating prices to bitcoin is the combined job of everyone with bitcoin & everyone producing things that people want.