I don’t see the fourth turning ending in a decade. I just don’t see how we could have that many competent people showing up to shift the balance. (Unless mass war/die off happens)
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When a line of credit costs 15-17%APR & counting you can bet that people are going to have to start working harder or go bankrupt.
This paradigm is what shifts behavior, no need for mass war.


CNBC
Fed's Neel Kashkari isn't sure if interest rates are high enough to stop inflation
Kashkari told CNBC that the neutral rate of interest, or one that is neither holding back the economy nor stimulating it, may have gone higher.
Further,
Boomers will begin the death cycle very soon, they're all heading to their 70s fully jabbed.
Boomers are the wealthiest old generation in history, so the wealth transfer will be staggering.