If not now then when? If not you then who? If you wait forever for some magical day Bitcoin will be useful it will never come. As the network grows, L1 becomes cost prohibitive, and L2 lightning self custody becomes insecure since it relies on on-chain settlements for security. If a force close is $10 or $100 than any small transaction amount becomes a risk. All this is to say that the best time to use Bitcoin as MoE was yesterday, second best is today. If Bitcoin is used, then the necessary upgrades to facilitate its use will be put in place and only THEN will you get your magical worldwide adoption day. On this course, it will be, 100% custodial and useless even for buying gift cards in no time.